Custom Fintech App Development Services That Build Trusted Financial Experiences

Step into the future of finance with etechviral. As a premier fintech app development company, we deliver secure, scalable, and regulation-ready digital solutions that empower startups and global financial institutions to build trust, streamline operations, and lead modern financial ecosystems.

Delivered 70+ fintech projects across payments, banking, and investment platforms with 7+ years of fintech engineering expertise supporting compliance-driven financial innovation.

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Explore Our Custom Fintech App Development Services Tailored to Your Business Vision

At etechviral, we don’t just build fintech apps, we engineer digital finance ecosystems. From concept to launch and beyond, our end-to-end fintech app development services help businesses build trust, drive engagement, stay compliant, and scale confidently across evolving financial markets.

01. Custom Fintech Application Development

02. Mobile Banking App Development

03. Payment Gateway Integration & Digital Wallets

04. Blockchain-Based Fintech Solutions

05. AI-Driven Financial Analytics & Personalization

06. Smart Investment & Trading App Development Services

07. WealthTech & Robo-Advisory Platforms

08. Embedded Finance Solutions

09. Financial Management App Development

Custom Fintech Application Development

We design and develop tailored fintech solutions that align with your business goals, including digital wallets, online lending apps, and investment platforms engineered for fast performance, secure transactions, scalable growth, and seamless financial technology integration.

Mobile Banking App Development

Build robust banking apps with features like real-time account tracking, transaction history, biometric login, card management, and chatbot support and supporting both retail banking and corporate banking workflows through secure financial software development practices.

Payment Gateway Integration & Digital Wallets

We enable seamless payment experiences with custom payment gateway integrations supporting QR code scanning, peer-to-peer (P2P) payments, e-wallet solutions, multi-currency transactions, and compliance layers that strengthen fintech infrastructure and digital transaction reliability.

Blockchain-Based Fintech Solutions

Add transparency, immutability, and decentralization to your fintech products using blockchain-powered smart contracts, tokenized assets, cross-border payment solutions, DeFi apps, and distributed ledger technology that enables trustless transactions across financial networks.

AI-Driven Financial Analytics & Personalization

Use AI to analyze spending habits, deliver smart investment suggestions, detect fraud, and enable hyper-personalized user journeys through machine learning models, explainable AI, audit-friendly algorithms, and intelligent automation for financial behavior analysis.

Smart Investment & Trading App Development Services

At etechviral, we engineer high-performance investment and stock trading applications designed to empower users with real-time market data, portfolio management tools, secure trade execution engines, predictive analytics, and regulatory-compliant transaction workflows.

WealthTech & Robo-Advisory Platforms

We develop intuitive platforms that empower users to manage portfolios, receive automated investment advice, and plan finances using AI-based modeling, real-time market feeds, and user-centric wealth management solutions built for long-term digital investing.

Embedded Finance Solutions

Monetize your platform with seamless integrations for BNPL (Buy Now Pay Later), micro-loans, savings accounts, and credit lines—embedding in-app financial services directly into your core application features through scalable embedded finance architectures.

Financial Management App Development

At etechviral, we craft intuitive finance management applications that empower users to take control of their money with budgeting tools, expense tracking, savings automation, smart dashboards, strong data privacy, and encrypted financial insights.

Explore Our Custom Fintech App Development Services Tailored to Your Business Vision

Custom Fintech Application Development

Mobile Banking App Development

Payment Gateway Integration & Digital Wallets

Blockchain-Based Fintech Solutions

AI-Driven Financial Analytics & Personalization

Smart Investment & Trading App Development Services

WealthTech & Robo-Advisory Platforms

Embedded Finance Solutions

Financial Management App Development

Need a Custom Finance Application? Explore Our End-to-End FinTech App Development Services

We design secure, scalable, and regulation-ready FinTech applications tailored to your business model, user needs, and growth goals supporting compliance, performance, and long-term financial platform sustainability.

Discover Our Custom Fintech App Development
Solutions for Today’s Modern Finance Services

At etechviral, we don’t believe in one-size-fits-all. Whether you’re a digital-first startup or an enterprise modernizing legacy systems, our FinTech app development services align operational goals, compliance goals, and user engagement across scalable, secure financial software ecosystems.

Digital Banking

We build neo-banking platforms and mobile banking apps that support secure fund transfers, transaction management, budgeting tools, and real-time account insights engineered to meet PSD2 compliance, RBI regulations, and evolving financial compliance standards in digital banking solutions.

Payments

Power instant, low-latency payment solutions including P2P transfers, digital wallets, QR payments, recurring billing, POS integration, and cross-border settlements with multi-currency support built on resilient fintech infrastructure for secure, real-time transactions.

Lending and Mortgage

Accelerate loan disbursements with digital lending apps that automate KYC, underwriting, EMI calculations, and credit scoring enabling real-time approval workflows for MSMEs while improving financial automation and end-to-end digital loan management efficiency.

Wealth Management

Empower users to track investments, analyze portfolios, and receive AI-generated financial advice through advisor dashboards, customer segmentation tools, compliance modules, and advanced financial analytics designed for modern wealth management apps and personalized advisory solutions.

InsurTech

Streamline policy issuance, premium payments, claim initiation, and fraud detection with customer self-service platforms built for insurance brokers, carriers, and aggregators delivering customized insurance software through proven insurtech development solutions.

RegTech & Compliance

H3 Subheading (30–40 words)Build confidence with apps that automate regulatory reporting, AML/KYC compliance, data privacy monitoring, and internal audits supporting banks, fintech startups, and NBFCs with secure fintech infrastructure and financial compliance automation frameworks.

Crypto Finance

Develop secure crypto wallets, exchanges, staking apps, and DeFi platforms with wallet integration, biometric authentication, smart contracts, and cold storage support ensuring secure blockchain development and compliant digital asset management systems.

Personal Finance App

Add financial capabilities directly into non-financial platforms like ecommerce, logistics, and retail using payment APIs, lending APIs, savings APIs, and insurance APIs to enable contextual finance integration and embedded financial experiences.

Why Choose etechviral as Your Fintech Mobile
Application Development Partner?

Choosing the right technology partner is mission critical in the high-stakes world of finance. We deliver compliance-driven development, scalable FinTech infrastructure, secure financial software architecture, and seamless API integration for superior financial customer experiences.

01. Domain-Specific Expertise

With deep knowledge of our expert team across banking, payments, lending, insurance, and wealth tech, we deliver digital banking solutions, payment processing systems, and sector-specific FinTech applications grounded in real-world financial workflows.

02. Security-First Architecture

As a leading fintech app development company, we implement bank-grade encryption, multi-factor authentication, secure financial APIs, and end-to-end encryption to safeguard transactional security, identity verification systems, and sensitive user data.

03. Compliance-Ready Solutions

Our expert fintech app developers meet global and regional financial compliance standards including PCI DSS, PSD2, GDPR, SEC, and RBI—embedding RegTech controls, audit-ready architecture, and cross-border compliance from day one.

04. Scalable Microservices Infrastructure

From MVPs to enterprise-grade applications, we design scalable FinTech architecture using modular system design, cloud-native deployment, CI/CD pipelines, and growth-ready infrastructure that evolves with user demand.

03. Agile and Transparent Processes

As a provider of finance app development services, we ensure agile development sprints, milestone-based delivery, project transparency, and continuous monitoring across the full end-to-end development lifecycle.

Partner with Etechviral to Build Fintech Applications That Align with Your Business, Users, and Regulatory Demands

From core banking systems to crypto platforms, our engineering approach is tailored for precision, trust, and long-term growth across every financial domain.

Building FinTech Applications That Adhere to
Every Financial Industry Regulation

At etechviral, we engineer FinTech applications with an uncompromising focus on compliance-first development, data integrity assurance, secure UX design, embedded regulatory architecture, and governance-driven risk mitigation systems.

FinCEN-Compliant Development

As a globally renowned finance development company, we build FinTech apps in accordance with FinCEN guidelines, embedding AML protocols, KYC procedures, transaction monitoring systems, regulatory reporting automation, and financial crime detection controls.

FINTRAC-Aligned FinTech Solutions

Our FinTech development services follow FINTRAC protocols to maintain transactional transparency through suspicious activity reporting, customer due diligence, financial risk monitoring, and cross-border compliance systems aligned with Canadian regulations.

PSD2 & Open Banking Integration

As a top provider of finance software development services, we ensure PSD2 compliance by enabling strong customer authentication, secure API integration, consent-driven data sharing, and interoperability across open banking ecosystems.

PCI-DSS Secured Financial Applications

We follow PCI-DSS standards to protect cardholder data through encrypted payment transactions, tokenization, secure card processing, fraud prevention mechanisms, and compliant payment gateway integration across financial platforms.

GDPR-Centric Data Protection

User data privacy is central to our FinTech software development. We embed GDPR compliance through consent management systems, transparent data processing, ethical data usage, and enforceable user rights across EU-regulated environments.

PA-DSS-Adhering Payment Solutions

As a top-rated fintech development agency, we deliver PA-DSS compliant payment applications with secure transaction architecture, application integrity controls, encrypted data handling, and full payment lifecycle security.

ePrivacy-Compliant Interfaces

We help your digital financial platforms stay aligned with ePrivacy regulations through cookie consent management, opt-in user permissions, transparent data usage, communication data safeguards, and privacy-first interface design that strengthens user trust.

AML-Focused Architecture

Our anti-money laundering safeguards are built into the core of your FinTech platform, enabling real-time transaction monitoring, AML risk assessment tools, jurisdictional alignment, automated reporting, and proactive fraud prevention.

Key Integration Capabilities That Power Modern
FinTech Apps Fast, Secure, and Scalable

At etechviral, we engineer next-generation FinTech application integrations that make financial services accessible through embedded banking features, API orchestration, intelligent financial infrastructure, compliance-ready integrations, and scalable ecosystems supporting high-velocity transactions.

Multi-Account Management

High Scalability & Security Lay

Cross-Platform Compatibility

Dynamic Custom Reporting

Predictive Data Analytics

Secure Payment Gateway Integration

Customer Data Management Modules

Loan & Tax Calculator Modules

Multi-Factor Authentication Systems

Automated Payment Scheduling

Compliance-Driven Architecture

Dynamic KYC & Identity Verification

Multi-Modal Transaction Support

Let etechviral Help You Launch Secure, Scalable, and Smart Financial Applications with Future-Ready Integrations

Get in touch today for a custom consultation and take the first step toward digital finance excellence with secure architectures, scalable platforms, and compliance-ready FinTech solutions built for long-term growth.

Advanced Technologies We Utilize to Build Financial Applications

As a leading FinTech application development company, Etechviral engineers intelligent, future-ready financial solutions by integrating AI-powered systems, blockchain transactions, cloud-native infrastructure, big data analytics, and compliance-first embedded finance platforms.

Artificial Intelligence (AI)

Supercharge your financial software with our AI-powered FinTech app development services, enabling intelligent credit scoring, predictive risk modeling, conversational banking, customer segmentation, and automated decision intelligence for scalable, personalized financial experiences.

Machine Learning (ML)

Etechviral’s machine learning development services empower financial institutions with fraud detection algorithms, predictive analytics, algorithmic trading platforms, compliance intelligence, and precision-driven models that optimize risk management and customer engagement.

Cloud Computing

Modernize your financial infrastructure with Etechviral’s cloud-first FinTech development approach, delivering secure data storage, real-time processing, elastic scalability, omnichannel banking experiences, and cost-efficient cloud-native financial services.

Blockchain

At Etechviral, we harness blockchain to enhance transparency, trust, and transactional integrity through smart contracts, decentralized finance platforms, immutable records, digital identity verification, and secure distributed ledger technology.

Internet of Things (IoT)

Drive innovation in banking and financial operations with IoT-powered FinTech solutions enabling real-time device connectivity, predictive maintenance, location-aware services, secure transactions, and intelligent data flow across smart banking ecosystems.

Big Data

Etechviral’s big data analytics services help banks and FinTechs unlock customer behavior insights, strengthen credit risk assessment, optimize fraud prevention, and drive data-backed strategies with real-time financial intelligence.

Data Science & Analytics

We turn raw financial data into profitable outcomes using advanced FinTech data science solutions, real-time BI dashboards, predictive modeling, personalized product insights, and outcome-driven analytics frameworks.

Robotic Process Automation (RPA)

Boost back-office efficiency with RPA-driven FinTech automation that streamlines KYC verification, loan approvals, claims processing, compliance workflows, and operational tasks with speed, accuracy, and cost efficiency.

Robo-Advisors

Bring intelligent investment management to your users with custom Robo-Advisor solutions featuring automated portfolio rebalancing, AI-driven insights, real-time market monitoring, and accessible digital wealth management services.

Biometrics & Digital Identity Verification

Strengthen FinTech security with biometric authentication and eKYC integrations, including facial recognition, fingerprint scanning, liveness detection, fraud prevention controls, and compliance-ready digital onboarding frameworks.

Augmented Reality (AR) & Virtual Reality (VR)

Reimagine user engagement in FinTech with immersive AR/VR experiences, from interactive financial dashboards and virtual banking branches to gamified interfaces that enhance financial literacy and user trust.

Top-Grade Tools and Languages We Use as a
Leading FinTech App Development Company

At Etechviral, we prioritize performance, scalability, and security by selecting advanced FinTech tech stacks, cloud-native tools, secure frameworks, and performance-optimized architectures tailored for reliable financial software development.

Backend Programming Languages

Frontend Programming Languages

Mobile

Desktop

Cloud Databases

Backend Programming Languages

Frontend Programming Languages

Mobile

Desktop

Cloud Databases

Partner with Etechviral to Build FinTech Solutions That Lead the Industry

Build secure, scalable, and smart FinTech solutions tailored to your business goals with full compliance and next-gen technology embedded across architecture, workflows, and user experiences.

Build Exceptional FinTech Products with Our Agile,
Expert-Led Development Process

At Etechviral, we follow a structured and agile approach to FinTech app development, combining financial domain expertise, regulatory-compliant engineering, secure development practices, and scalable architecture to deliver future-ready digital finance solutions end to end.

Project Planning

We begin by outlining a detailed roadmap that aligns with your business objectives and industry requirements, ensuring stakeholder collaboration, compliance readiness, defined milestones, success metrics, and strategic scoping for efficient FinTech delivery.

Industry & Technology Research

With your blueprint in place, our analysts and architects research financial regulations, emerging FinTech technologies, cloud infrastructure, AI adoption, and competitor benchmarks to define a compliant, market-aligned, and technically sound solution.

Prototype & Minimum Viable Product (MVP)

We validate your FinTech concept through clickable prototypes or a market-ready MVP, enabling early user feedback, UX optimization, risk reduction, iterative testing, and confident decision-making before full-scale development.

Intuitive Design & Agile Development

Our UI/UX experts craft compliant, user-focused interfaces while developers build secure, scalable code using agile sprints, transparent workflows, and compliance-driven architecture for consistent, high-quality FinTech development.

QA & Testing

Before launch, your FinTech app undergoes rigorous functional, performance, security, and compliance testing, including device compatibility checks, vulnerability assessments, and sprint-based quality assurance validation.

Deployment & Store Launch

Once quality is assured, we deploy your application across web, iOS, and Android platforms, ensuring App Store and Google Play compliance, optimized performance, and a smooth, regulation-aligned go-to-market rollout.

Maintenance & Post-Launch Support

Our relationship doesn’t end at launch. We provide continuous updates, feature enhancements, security maintenance, compliance monitoring, and performance optimization to support long-term FinTech growth and evolving regulatory needs.

Explore Etechviral Client Reviews: Trusted by Financial
Institutions for Custom FinTech Software Development

Hear directly from our clients across the financial sector who’ve partnered with Etechviral to deliver secure, scalable, and compliance-driven FinTech solutions with measurable real-world impact.

I am very pleased with the work done by etechviral team on my Android and iOS app. Thanks for work, I was able to publish the app and receive positive feedback from my users. I highly recommend etechviral developers to anyone looking for a reliable partner for building a high quality app.

Gangle Event Management Edooardo Amato - CEO

Switzerland

Amir Khan and his team is very responsible and works well. We have worked together and have been able to produce a good quality application. It has been easy to manage the project and they has delivered well. I would recommend others to use his services as they provide 100% perfect services.

CallHome Calling App Yves Rumuri Founder

France

BandWagon Live Concerts Jamy McGillsFounder & CEO

United States

I had an exceptional experience working with Etechviral on a my project. His work is top-notch, he met deadlines consistently, and his communication skills are excellent. Etechviral handled feedback gracefully to ensure a high-quality project. I highly recommend his services for outstanding performance.

OnMe Garwing CEO

United Kingdom

Ticket At Muhammad Asif Project Manager

Dubai, United Arab Emirates

Thanks to eTechViral skilled developers, the client was able to complete and a deliver well designed solution on time. The app’s accuracy and performance have made a real difference, and eTechViral’s support throughout the project was outstanding. I highly recommend them for any innovative healthcare software solutions.

EyeSight Healthcare David Harris Business Owner

Austin, Texas

Etechviral design and developing team are very responsible and work well. We have worked together and have been able to produce a good quality application. It has been easy to manage the project and they has delivered well. I would recommend others to use etechviral services as they provided 100% perfect and quality product.

Inkblot Art Jay Brown - CEO

San Francisco, California

Ready to Build Secure, Compliant, and
Scalable FinTech Solutions

Partner with Etechviral to design and deliver regulation-ready FinTech applications built for security, scalability, and long-term operational success across banking, payments, lending, and digital finance ecosystems.